Cookie Policy
1. What Are Cookies
Cookies are small text files placed on your device when you visit a website. They are widely used to make websites work, to improve their efficiency, and to provide information to the website operator. Cookies may be stored on your device for varying lengths of time depending on their type and purpose.
This Cookie Policy explains what cookies we use on kredanorio.com, why we use them, and how you can manage your preferences. It should be read alongside our Privacy Policy.
2. Legal Framework
Our cookie use complies with the GDPR, the ePrivacy Directive, and Spanish data protection law.
Our use of cookies is governed by Regulation (EU) 2016/679 (GDPR), Directive 2002/58/EC (ePrivacy Directive) as implemented in Spain through the LSSI-CE (Law 34/2002), and Organic Law 3/2018 (LOPDGDD). Under this framework, non-essential cookies require your prior, informed, and freely given consent.
We use a cookie consent mechanism to obtain and record your preferences before placing any non-essential cookies on your device.
3. Categories of Cookies We Use
We use three categories of cookies: strictly necessary, analytics, and marketing. Only strictly necessary cookies are placed without consent.
3.1 Strictly Necessary Cookies
These cookies are essential for the website to function correctly. They cannot be disabled. They do not require your consent under applicable law.
- kre_cookie_consent — stores your cookie consent preferences. Duration: 12 months. Set by: Kredanorio.
- Session cookies — temporary cookies that maintain your session while you browse the website. Duration: session (deleted when browser is closed). Set by: Kredanorio.
3.2 Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting information in an anonymised or pseudonymised form. They require your consent.
- Analytics tools may set cookies to track page views, session duration, referral sources, and general browsing patterns. These are used to improve the content and usability of the website. Duration: up to 14 months.
3.3 Marketing Cookies
These cookies may be used to measure the effectiveness of informational outreach and to understand how visitors reach our website. They require your consent. We do not use marketing cookies to deliver targeted advertising to individual users.
4. How to Manage Your Cookie Preferences
You can change your cookie preferences at any time through the consent panel or your browser settings.
When you first visit our website, a cookie consent panel is displayed. You can choose to accept all cookies or configure your preferences by selecting "Settings" in the consent panel. Your preferences are saved for 12 months.
You can update your preferences at any time by clearing your browser cookies (which will cause the consent panel to reappear on your next visit) or by contacting us at info@kredanorio.com.
You can also manage cookies directly through your browser settings. Most browsers allow you to:
- View and delete cookies already stored on your device.
- Block all cookies or cookies from specific websites.
- Configure settings for different types of cookies.
Please note that disabling certain cookies may affect the functionality of this website. Browser-specific guidance is available at the browser manufacturer's support pages.
5. Third-Party Cookies
Some cookies may be set by third-party services we use. These are subject to those parties' own privacy policies.
Where analytics or other tools are used on this website, those third-party services may set their own cookies on your device, subject to your consent. These third parties have their own privacy and cookie policies, which govern how they process data collected through their cookies. We encourage you to review those policies.
We do not have control over third-party cookies once they are placed on your device.
6. Changes to This Policy
We may update this Cookie Policy from time to time. The date at the top of this page reflects the most recent revision. We encourage you to review this policy periodically, particularly if you have concerns about how your data is used.
7. Contact
For questions about our use of cookies or to exercise your data rights, contact us:
Email: info@kredanorio.com
Address: Pl. la Constitución, 7, 41970 Santiponce, Sevilla, Spain
Phone: +34 854 788 104
You may also lodge a complaint with the Agencia Española de Protección de Datos (AEPD) at www.aepd.es.